Medicare Telehealth Flexibilities Extended Again… But Only for a Few Months

Tonya Pilichowski • December 8, 2025

Telehealth under Medicare has gotten another reprieve. After Congress passed the continuing resolution to reopen the government, a key provision revived the telehealth flexibilities that expired on Oct. 1, 2025.


This new extension runs only through Jan. 30, 2026, but it does come with a helpful bonus: Medicare will retroactively pay for virtual care provided during the government shutdown. When the earlier flexibilities lapsed, Medicare no longer had authority to cover virtual visits outside rural settings, forcing many providers to cancel appointments or risk not being reimbursed.


Just before the stopgap bill became law, the Centers for Medicare & Medicaid Services (CMS) also stepped in. CMS announced that Medicare Advantage plans could continue offering the same telehealth benefits that expired in October, at least through Dec. 31, 2025.


Telehealth flexibilities began during the COVID-19 pandemic, when CMS issued temporary waivers that allowed Medicare to pay for many services it couldn’t previously cover, except under limited circumstances like rural access. Once those waivers took effect, telehealth usage soared among Medicare beneficiaries.


For many older adults—especially those with mobility challenges or unreliable transportation—virtual care has become an essential, appreciated option.


What’s Covered Again Under the Extension


With the latest temporary extension, Medicare beneficiaries can once more access:


  • Telehealth services from any location, with no geographic limits
     
  • Audio-only medical appointments
     
  • Virtual visits with physical therapists, occupational therapists, speech-language pathologists, and audiologists
     
  • Mental and behavioral health care without needing recurring in-person check-ins
     

A Few Things to Keep in Mind


While the extension is welcome, it’s still temporary. Coverage remains in place only until Jan. 30, 2026, when the current funding measure expires. Congress could choose to extend it again, but two major bills are also in play:


  • Connect for Health Act — Bipartisan legislation that would permanently remove geographic restrictions and allow at-home telehealth visits.
     
  • Telehealth Modernization Act — A proposal that would extend current flexibilities through 2027.
     

Both bills have broad support, but with many competing priorities in Washington, it’s possible that seniors and providers may be left waiting until the eleventh hour—again—to learn whether expanded telehealth access will continue.

Doctor taking patient's blood pressure at a white table in a medical setting.
By Tonya Pilichowksi November 24, 2025
Cancer costs are rising, even with health insurance. Learn how a Cancer Insurance policy pays a lump-sum cash benefit directly to you to cover high deductibles, lost income, and crucial non-medical expenses.
Laptop and open notebook with the words
By Tonya Pilichowksi November 17, 2025
Beyond premiums: Learn what health insurers actually do. Understand how they coordinate care, negotiate costs, manage claims, and influence your treatment and out-of-pocket spending.
Woman pointing at teeth model on a computer screen for a patient at a dental office.
By Tonya Pilichowksi November 10, 2025
Considering dental implants? Learn the multi-step process, recovery timeline, and the critical truth about insurance coverage. Find out what Medicare and private dental plans cover.
Person in light-colored pants sitting in teal walker on a paved path in a park with a white bench in the background.
By Tonya Pilichowksi November 3, 2025
Veterans, confused about VA benefits vs. Medicare? Learn how these two programs work together to expand your healthcare options and why you should enroll in both for maximum coverage and peace of mind.
Smiling senior couple leaning against packed furniture, outdoors. Woman's hand on man's face.
By Tonya Pilichowksi October 31, 2025
Are you a "snowbird" or double-state dweller? Learn how to avoid costly issues with permanent residency, dual-state probate, health insurance, and homeowner's coverage.
Three Black women, a young woman, a middle-aged woman and an older woman, smiling on a sofa.
By Tonya Pilichowksi October 25, 2025
Nearly 70% of people over 65 will need long-term care. Learn why planning early—using traditional or hybrid insurance—is crucial to protect your savings and family.
Elderly couple riding a bicycle, smiling outdoors, woman embracing man.
By Tonya Pilichowksi October 20, 2025
Snowbird? Learn how Original Medicare, Medigap, and Medicare Advantage plans cover you when you split time between two states. Get tips for Part D and network coverage.
Woman's hand gently holds an older man's wrist; he squeezes a yellow stress ball, seated indoors.
By Tonya Pilichowksi October 15, 2025
Learn the difference between long-term care and assisted living. Find out which costs Medicare does and doesn't cover, and why planning ahead for custodial care is essential.
Autumn foliage blankets a hillside under a brilliant sunset.
By Tonya Pilichowksi September 26, 2025
September is Life Insurance Awareness Month. Learn why life insurance is essential for protecting your family's financial future. Discover how affordable a policy can be and find the right coverage for your needs.
Overlapping beige envelopes, with shadows indicating depth.
By Tonya Pilichowksi September 16, 2025
Get your Medicare Advantage Annual Notice of Change (ANOC) and learn what to look for. Use this guide to understand your plan's changes and make informed choices for next year's coverage.
Show More