What Is the WISeR Model — and How Could It Affect Your Medicare Coverage?

March 26, 2026

Understanding Medicare’s New Pilot Program Focused on Prior Authorization and Medical Necessity

If you’ve heard about WISeR recently and aren’t sure what it means or how it might impact your Medicare care, you’re not alone.


The Wasteful and Inappropriate Service Reduction (WISeR) Model is a new Medicare pilot program designed to curb unnecessary or low-value medical services and improve the efficiency of Medicare spending. It represents a significant change to how some services are reviewed and approved in Original Medicare (Part A and Part B).



What Is the WISeR Model?


WISeR stands for Wasteful and Inappropriate Service Reduction. It is a pilot initiative from the Centers for Medicare & Medicaid Services (CMS), the agency that runs the Medicare Program, that uses advanced technology, along with clinical review, to determine whether certain services are medically necessary before Medicare pays for them.


In simple terms:


  • Medicare has identified services that are considered high-risk for waste, overuse, or low clinical value.
  • For those services, prior authorization (approval before treatment) may now be required.
  • Requests are reviewed using enhanced data tools (such as artificial intelligence and machine learning) alongside established clinical guidelines. It is important to note that coverage decisions under the WISeR model are not based solely on these data tools. A human clinical reviewer is involved in all final coverage decisions when a service is recommended for denial.


The goal is to ensure Medicare pays for care that is medically appropriate and supported by evidence-based standards.



Where Is WISeR Being Piloted?


The WISeR Model is currently being tested in the following six states:


  • Arizona
  • New Jersey
  • Ohio
  • Oklahoma
  • Texas
  • Washington


If you live in one of these states and have Original Medicare, you may be affected — especially if your doctor recommends one of the services included in the program.


Medicare Advantage plans are not part of the WISeR Model, as they already use their own prior authorization and utilization review processes.



Which Services Are Included?


CMS has identified specific services that will require additional review in the pilot states. These include:


Musculoskeletal and Pain-Related Services


  • Skin and tissue substitutes
  • Epidural steroid injections for pain management
  • Facet joint injections
  • Sacroiliac joint injections
  • Knee arthroscopy for osteoarthritis
  • Cervical spinal fusion
  • Lumbar spinal fusion
  • Vertebroplasty and kyphoplasty
  • Arthroscopic shoulder procedures


Neuromodulation and Implantable Devices


  • Electrical nerve stimulator implants
  • Peripheral nerve stimulation
  • Spinal cord stimulation procedures
  • Implantable pain pumps
  • Neurostimulator trial procedures
  • Replacement or revision of implanted nerve stimulators


Other Services


  • Certain urological procedures for erectile dysfunction
  • Select wound care services


If one of these services is recommended, your provider may need to obtain prior authorization before Medicare will pay for it.



How Could This Affect Your Care?


If you are enrolled in Original Medicare in one of the pilot states, you may notice:


Prior Authorization Requirements
Your provider may need to submit medical records or documentation before treatment can be approved.


Possible Delays
Reviews may take additional time, which could delay scheduling of a procedure.


Coverage Decisions Based on Medical Necessity
If Medicare determines a service does not meet established clinical guidelines, it may deny payment.


It is important to understand that the purpose of the program is to reduce inappropriate or unnecessary services — not to deny medically necessary care. However, additional review steps may require more coordination between patients and providers.



What Should Medicare Beneficiaries Do?


If you live in one of the affected states, consider the following steps:


  • Ask your provider whether a recommended procedure requires prior authorization.
  • Confirm that your medical records clearly document the need for the service.
  • Carefully review any Medicare notices you receive.
  • Understand your right to appeal if a service is denied.


Working with a knowledgeable insurance professional can also help you better understand how these changes may impact your coverage.



Where to Learn More


For official information directly from CMS, visit:


https://www.cms.gov/priorities/innovation/innovation-models/wiser



Conclusion


The WISeR Model is a Medicare pilot program designed to reduce waste and ensure certain services meet clinical guidelines before Medicare pays for them. If you are enrolled in Original Medicare and live in Arizona, New Jersey, Ohio, Oklahoma, Texas, or Washington, this program could affect how certain procedures are approved.


Staying informed, asking questions, and maintaining open communication with your provider are the best ways to navigate these changes confidently.

Older adult in a blue sweater holding mail with a Medicare Annual Notice of Change on top.
August 5, 2026
Every fall, Medicare Advantage and Part D plans mail an Annual Notice of Change. Learn what it means for your costs, coverage, and doctors next year.
Two people embracing warmly under a sunlit outdoor pergola with lattice panels.
July 22, 2026
Learn what a trust is, why it matters, how it can help avoid probate, and the steps to set one up as part of your estate plan.
Red and white rescue helicopter flying against a blue sky
July 15, 2026
Evacuation insurance covers emergency transportation costs that standard travel insurance often misses. Learn how it works, who needs it, and what to look for in a policy.
Medical staff checking a patient’s blood pressure with a cuff at a clinic table
July 7, 2026
Most health plans cover checkups, screenings, vaccines, and more at no cost to you. Learn which preventive services are free and how to avoid surprise bills.
Two people reviewing papers at a table, one using a smartphone and the other holding a pen over a clipboard.
July 1, 2026
Struggling with Medicare costs? Learn about Medicare Savings Programs, Extra Help, and other programs that can lower your premiums and drug costs in 2026.
Person sitting on a couch holding a cup, wearing white top and black leggings in a bright living room.
June 29, 2026
Health insurance covers medical bills, but disability insurance protects your paycheck. Learn how short- and long-term coverage works and why it matters.
Adult helping child sit on grass near a wheelchair in a sunny park
June 25, 2026
Where you go for care can affect your bill by thousands. A practical guide to choosing between the ER, urgent care, telehealth, and your primary care doctor.
Man in glasses shrugging at a desk in a bright home office, with shelves and plants in the background
June 22, 2026
Choosing a health insurance plan? Learn the 6 most common mistakes people make when selecting coverage and how to avoid costly surprises.
Two people stretching forward on mats in a yoga studio, wearing white tops and black leggings.
June 18, 2026
Starting July 2026, Medicare's new GLP-1 Bridge program may cover Wegovy, Zepbound, and Foundayo for weight loss at a $50 monthly copay. Here's what to know.
Four people high-five outdoors on a sunny bench, smiling and chatting.
June 15, 2026
Medicare expands access to virtual diabetes prevention programs and repeat participation, improving access for seniors at risk of Type 2 diabetes.
Show More